Once you get into owning expensive cues, you need to consider insuring them in case of any kind of loss.
Start by talking with your homeowner’s insurance agent and get a verification that your cues are covered no matter where you take them. This includes places wherever you play, such as your home, car, pool halls, bars, other people’s homes, tournaments, and anywhere you go for a game or match.
If you keep your sticks in a cue locker at your pool hall, check if the business provides any coverage in case of burglary, fire, etc. They will probably not have such coverage, but it doesn’t hurt to ask. At the very least, it will remind the owners that they need to advise the users of cue lockers that there is no insurance coverage for cues in lockers. Keep in mind, that in the pool hall itself, the owners are not responsible for any type of loss or damage.
If you have a collection of significant value, you will want to get collection insurance. These are insurance policies that cover the value of the specific contents of a collection. The insuring company will require a certain amount of validation and verification.
Regardless of how your cues are insured, you will need to verify their value if something does happen. This means you must have receipts for purchases, pictures, or video. If you happen to pick up a valuable cue from a bet of some kind, a documented history of how you came into possession and some type of appraisal certificate would be useful.
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